Apple has reportedly created its own systems to end its dependence on banks and financial companies. This was confirmed by Bloomberg writer Mark Gurman.

 Apple works with banks and private finance companies to resolve financial issues. But it seems that Apple does not want to depend on these companies. Mark Gurman, one of the authors of Bloomberg, said that Apple has created its own financial systems. The main reason for this is the desire to eliminate dependence on financial institutions such as Golden Sachs. Thus, Apple has already begun to create its own financial structure with its system to assess credit risks, combat fraud and control loans. In addition, processes such as interest rates, product loans, pricing will be done directly through Apple systems. The implementation of these processes by Apple is planned to end the company's relationship with financial institutions and banking companies. Apple is currently working with Golden Sachs and Core Card for Apple Card and Green Dot and Citiziens Bank for Apple Cash. Gurman also said that Apple plans to create a subscription program for its products and a new payment system such as "Buy Now, Pay Later."